Call reports 2015
MALVERN NATIONAL BANK, THE — 2015
What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 474,401,000 | 475,862,000 | 479,336,000 | 501,398,000 |
| Total loans | 211,049,000 | 234,390,000 | 241,351,000 | 254,615,000 |
| Allowance for loan losses | 4,596,000 | 4,614,000 | 4,557,000 | 4,569,000 |
| Securities available for sale | 191,323,000 | 193,762,000 | 191,884,000 | 200,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,131,000 | 394,956,000 | 375,523,000 | 382,502,000 |
| Interest-bearing deposits | 339,327,000 | 344,161,000 | 323,339,000 | 328,092,000 |
| Noninterest-bearing deposits | 50,804,000 | 50,795,000 | 52,184,000 | 54,410,000 |
| Equity capital | 50,343,000 | 49,749,000 | 50,142,000 | 50,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,743,000 | 7,603,000 | 11,550,000 | 15,513,000 |
| Interest expense | 753,000 | 1,445,000 | 2,147,000 | 2,809,000 |
| Net interest income | 2,990,000 | 6,158,000 | 9,403,000 | 12,704,000 |
| Noninterest income | 626,000 | 1,297,000 | 1,975,000 | 2,647,000 |
| Noninterest expense | 3,283,000 | 6,810,000 | 10,394,000 | 13,795,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | 373,000 | 839,000 | 1,185,000 | 1,792,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 373,000 | 839,000 | 1,185,000 | 1,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,865,000 | 49,166,000 | 49,367,000 | 49,807,000 |
| Total capital | 52,477,000 | 52,909,000 | 53,288,000 | 53,849,000 |
| Risk-weighted assets | 288,018,000 | 298,612,000 | 313,074,000 | 322,841,000 |