Call reports 2014
MALVERN NATIONAL BANK, THE — 2014
What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 460,271,000 | 461,374,000 | 462,502,000 | 480,115,000 |
| Total loans | 213,923,000 | 212,471,000 | 207,237,000 | 212,922,000 |
| Allowance for loan losses | 5,403,000 | 5,639,000 | 5,758,000 | 4,250,000 |
| Securities available for sale | 178,395,000 | 164,255,000 | 163,284,000 | 163,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,219,000 | 376,481,000 | 378,191,000 | 392,736,000 |
| Interest-bearing deposits | 331,805,000 | 327,996,000 | 332,462,000 | 341,931,000 |
| Noninterest-bearing deposits | 46,414,000 | 48,485,000 | 45,729,000 | 50,805,000 |
| Equity capital | 49,291,000 | 49,869,000 | 50,176,000 | 49,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,979,000 | 7,929,000 | 11,858,000 | 15,708,000 |
| Interest expense | 751,000 | 1,502,000 | 2,249,000 | 3,012,000 |
| Net interest income | 3,228,000 | 6,427,000 | 9,609,000 | 12,696,000 |
| Noninterest income | 585,000 | 1,234,000 | 1,926,000 | 2,616,000 |
| Noninterest expense | 2,808,000 | 5,959,000 | 9,117,000 | 12,585,000 |
| Provision for loan losses | 250,000 | 550,000 | 850,000 | 850,000 |
| Pretax income | 802,000 | 1,297,000 | 1,796,000 | 2,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 802,000 | 1,297,000 | 1,796,000 | 2,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,849,000 | 48,114,000 | 48,407,000 | 48,644,000 |
| Total capital | 51,607,000 | 51,846,000 | 52,074,000 | 52,282,000 |
| Risk-weighted assets | 299,003,000 | 296,633,000 | 291,285,000 | 290,410,000 |