Call reports 2013
MALVERN NATIONAL BANK, THE — 2013
What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 465,767,000 | 459,459,000 | 457,498,000 | 453,370,000 |
| Total loans | 192,640,000 | 195,131,000 | 202,385,000 | 214,705,000 |
| Allowance for loan losses | 4,760,000 | 5,044,000 | 5,345,000 | 5,155,000 |
| Securities available for sale | 195,883,000 | 209,735,000 | 209,301,000 | 181,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,717,000 | 381,540,000 | 376,739,000 | 371,887,000 |
| Interest-bearing deposits | 345,429,000 | 334,246,000 | 331,529,000 | 329,411,000 |
| Noninterest-bearing deposits | 41,288,000 | 47,294,000 | 45,210,000 | 42,476,000 |
| Equity capital | 48,745,000 | 46,036,000 | 46,437,000 | 48,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,158,000 | 8,217,000 | 12,209,000 | 16,249,000 |
| Interest expense | 873,000 | 1,690,000 | 2,485,000 | 3,265,000 |
| Net interest income | 3,285,000 | 6,527,000 | 9,724,000 | 12,984,000 |
| Noninterest income | 710,000 | 1,454,000 | 2,134,000 | 2,560,000 |
| Noninterest expense | 3,030,000 | 6,117,000 | 9,101,000 | 11,589,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,000,000 |
| Pretax income | 667,000 | 1,269,000 | 1,868,000 | 2,531,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 667,000 | 1,269,000 | 1,868,000 | 2,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,661,000 | 46,734,000 | 47,059,000 | 47,580,000 |
| Total capital | 50,295,000 | 50,380,000 | 50,741,000 | 51,374,000 |
| Risk-weighted assets | 289,608,000 | 290,293,000 | 292,914,000 | 302,131,000 |