Call reports 2012
MALVERN NATIONAL BANK, THE — 2012
What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 468,126,000 | 457,337,000 | 462,309,000 | 474,462,000 |
| Total loans | 212,117,000 | 208,718,000 | 204,331,000 | 198,849,000 |
| Allowance for loan losses | 4,804,000 | 5,186,000 | 5,354,000 | 5,682,000 |
| Securities available for sale | 206,513,000 | 202,728,000 | 197,931,000 | 189,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,826,000 | 372,305,000 | 376,256,000 | 387,721,000 |
| Interest-bearing deposits | 370,802,000 | 359,810,000 | 361,742,000 | 374,622,000 |
| Noninterest-bearing deposits | 14,024,000 | 12,495,000 | 14,514,000 | 13,099,000 |
| Equity capital | 46,824,000 | 47,803,000 | 47,755,000 | 48,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,703,000 | 9,309,000 | 13,875,000 | 18,270,000 |
| Interest expense | 1,143,000 | 2,188,000 | 3,154,000 | 4,092,000 |
| Net interest income | 3,560,000 | 7,121,000 | 10,721,000 | 14,178,000 |
| Noninterest income | 691,000 | 1,307,000 | 2,089,000 | 2,916,000 |
| Noninterest expense | 3,079,000 | 6,219,000 | 9,343,000 | 12,028,000 |
| Provision for loan losses | 455,000 | 911,000 | 1,361,000 | 1,661,000 |
| Pretax income | 735,000 | 1,328,000 | 2,136,000 | 3,440,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 735,000 | 1,328,000 | 2,136,000 | 3,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,891,000 | 45,289,000 | 45,290,000 | 46,260,000 |
| Total capital | 48,791,000 | 49,155,000 | 49,173,000 | 50,018,000 |
| Risk-weighted assets | 311,119,000 | 307,938,000 | 309,136,000 | 298,687,000 |