Call reports 2011
MALVERN NATIONAL BANK, THE — 2011
What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 471,903,000 | 465,023,000 | 468,605,000 | 470,770,000 |
| Total loans | 193,339,000 | 191,856,000 | 198,829,000 | 207,221,000 |
| Allowance for loan losses | 4,580,000 | 4,771,000 | 5,164,000 | 4,334,000 |
| Securities available for sale | 196,976,000 | 199,493,000 | 194,578,000 | 204,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,830,000 | 376,397,000 | 380,010,000 | 382,962,000 |
| Interest-bearing deposits | 371,121,000 | 359,437,000 | 365,565,000 | 370,979,000 |
| Noninterest-bearing deposits | 16,709,000 | 16,960,000 | 14,445,000 | 11,983,000 |
| Equity capital | 47,966,000 | 49,066,000 | 48,244,000 | 47,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,750,000 | 9,290,000 | 14,020,000 | 18,720,000 |
| Interest expense | 1,373,000 | 2,688,000 | 3,931,000 | 5,136,000 |
| Net interest income | 3,377,000 | 6,602,000 | 10,089,000 | 13,584,000 |
| Noninterest income | 677,000 | 1,375,000 | 2,127,000 | 2,860,000 |
| Noninterest expense | 2,792,000 | 5,645,000 | 8,606,000 | 11,272,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,809,000 |
| Pretax income | 817,000 | 1,512,000 | 2,481,000 | 3,619,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 817,000 | 1,512,000 | 2,481,000 | 3,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,925,000 | 47,331,000 | 44,718,000 | 44,375,000 |
| Total capital | 51,609,000 | 51,060,000 | 48,436,000 | 48,220,000 |
| Risk-weighted assets | 293,838,000 | 297,270,000 | 299,132,000 | 309,997,000 |