Call reports 2009
MALVERN NATIONAL BANK, THE — 2009
What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 394,435,000 | 403,309,000 | 420,537,000 | 443,919,000 |
| Total loans | 225,026,000 | 216,336,000 | 219,832,000 | 217,212,000 |
| Allowance for loan losses | 3,353,000 | 3,453,000 | 3,757,000 | 3,805,000 |
| Securities available for sale | 128,291,000 | 143,335,000 | 155,170,000 | 168,337,000 |
| Securities held to maturity | 3,310,000 | 3,307,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,030,000 | 326,985,000 | 339,108,000 | 364,964,000 |
| Interest-bearing deposits | 307,255,000 | 302,283,000 | 325,050,000 | 355,036,000 |
| Noninterest-bearing deposits | 13,775,000 | 24,703,000 | 14,058,000 | 9,928,000 |
| Equity capital | 42,312,000 | 42,594,000 | 43,163,000 | 41,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,867,000 | 9,773,000 | 14,770,000 | 19,866,000 |
| Interest expense | 1,619,000 | 3,243,000 | 4,924,000 | 6,656,000 |
| Net interest income | 3,248,000 | 6,530,000 | 9,846,000 | 13,210,000 |
| Noninterest income | 548,000 | 1,348,000 | 2,064,000 | 2,861,000 |
| Noninterest expense | 2,537,000 | 5,518,000 | 8,336,000 | 11,108,000 |
| Provision for loan losses | 440,000 | 740,000 | 1,298,000 | 1,803,000 |
| Pretax income | 1,264,000 | 2,085,000 | 3,054,000 | 4,274,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,264,000 | 2,085,000 | 3,054,000 | 4,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,049,000 | 44,112,000 | 42,692,000 | 45,040,000 |
| Total capital | 47,402,000 | 47,565,000 | 46,375,000 | 48,810,000 |
| Risk-weighted assets | 289,953,000 | 291,386,000 | 300,171,000 | 305,166,000 |