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Call reports 2003

MALVERN NATIONAL BANK, THE — 2003

What MALVERN NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0d3d3c8c-ee7f-4ea4-96bf-7a147a86d22a/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets363,868,000375,761,000378,023,000378,663,000
Total loans168,403,000169,047,000172,972,000176,519,000
Allowance for loan losses1,553,0001,598,0001,584,0001,605,000
Securities available for sale163,205,000172,839,000172,142,000168,454,000
Securities held to maturity3,907,0004,688,0005,414,0005,393,000
Trading assets0000
Total deposits322,134,000325,932,000333,380,000329,112,000
Interest-bearing deposits307,497,000311,053,000315,353,000313,515,000
Noninterest-bearing deposits14,637,00014,879,00018,027,00015,597,000
Equity capital34,524,00035,532,00035,232,00035,469,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income4,954,0009,714,00014,318,00019,104,000
Interest expense1,707,0003,248,0004,661,0005,966,000
Net interest income3,247,0006,466,0009,657,00013,138,000
Noninterest income588,0001,248,0001,922,0002,481,000
Noninterest expense2,275,0004,522,0006,877,0008,969,000
Provision for loan losses169,000243,000243,000275,000
Pretax income1,411,0002,969,0004,499,0006,415,000
Income tax497,0001,070,0001,611,0002,150,000
Net income914,0001,899,0002,888,0004,265,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital32,487,00033,472,00034,461,00034,638,000
Total capital34,051,00035,070,00036,045,00036,243,000
Risk-weighted assets203,094,000207,713,000210,961,000211,678,000

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