Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 68,982,000 | 70,825,000 | 71,296,000 | 70,208,000 |
| Total loans | 37,204,000 | 38,415,000 | 38,177,000 | 37,906,000 |
| Allowance for loan losses | 356,000 | 355,000 | 355,000 | 353,000 |
| Securities available for sale | 26,132,000 | 26,509,000 | 26,103,000 | 25,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,467,000 | 56,030,000 | 57,316,000 | 58,116,000 |
| Interest-bearing deposits | 43,681,000 | 43,214,000 | 43,512,000 | 43,702,000 |
| Noninterest-bearing deposits | 12,786,000 | 12,816,000 | 13,804,000 | 14,414,000 |
| Equity capital | 10,989,000 | 10,851,000 | 11,011,000 | 10,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,329,000 | 1,929,000 | 2,582,000 |
| Interest expense | 37,000 | 74,000 | 114,000 | 152,000 |
| Net interest income | 624,000 | 1,255,000 | 1,815,000 | 2,430,000 |
| Noninterest income | 51,000 | 102,000 | 159,000 | 218,000 |
| Noninterest expense | 542,000 | 999,000 | 1,529,000 | 2,011,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 358,000 | 445,000 | 637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 358,000 | 445,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,313,000 | 10,472,000 | 10,499,000 | 10,505,000 |
| Total capital | 10,669,000 | 10,827,000 | 10,854,000 | 10,858,000 |
| Risk-weighted assets | 43,766,000 | 45,638,000 | 46,283,000 | 46,353,000 |