Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,079,000 | 72,348,000 | 72,341,000 | 73,714,000 |
| Total loans | 36,759,000 | 39,855,000 | 40,605,000 | 40,311,000 |
| Allowance for loan losses | 355,000 | 355,000 | 355,000 | 354,000 |
| Securities available for sale | 28,786,000 | 27,070,000 | 26,579,000 | 26,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,788,000 | 58,316,000 | 60,534,000 | 62,408,000 |
| Interest-bearing deposits | 45,337,000 | 45,094,000 | 46,706,000 | 47,053,000 |
| Noninterest-bearing deposits | 14,451,000 | 13,222,000 | 13,828,000 | 15,355,000 |
| Equity capital | 10,235,000 | 10,623,000 | 10,649,000 | 10,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,384,000 | 2,067,000 | 2,787,000 |
| Interest expense | 40,000 | 81,000 | 122,000 | 161,000 |
| Net interest income | 641,000 | 1,303,000 | 1,945,000 | 2,626,000 |
| Noninterest income | 62,000 | 117,000 | 171,000 | 230,000 |
| Noninterest expense | 513,000 | 986,000 | 1,535,000 | 2,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 190,000 | 434,000 | 581,000 | 804,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 434,000 | 581,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,993,000 | 10,141,000 | 10,168,000 | 10,180,000 |
| Total capital | 10,348,000 | 10,496,000 | 10,523,000 | 10,534,000 |
| Risk-weighted assets | 44,440,000 | 47,175,000 | 47,911,000 | 47,755,000 |