Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,269,000 | 71,649,000 | 75,058,000 | 75,451,000 |
| Total loans | 31,017,000 | 34,903,000 | 36,622,000 | 39,851,000 |
| Allowance for loan losses | 356,000 | 357,000 | 356,000 | 356,000 |
| Securities available for sale | 31,728,000 | 30,041,000 | 32,086,000 | 30,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,644,000 | 61,768,000 | 60,551,000 | 59,385,000 |
| Interest-bearing deposits | 46,329,000 | 48,082,000 | 46,263,000 | 45,046,000 |
| Noninterest-bearing deposits | 15,315,000 | 13,686,000 | 14,288,000 | 14,339,000 |
| Equity capital | 10,378,000 | 9,730,000 | 9,974,000 | 9,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,247,000 | 1,916,000 | 2,613,000 |
| Interest expense | 48,000 | 92,000 | 133,000 | 178,000 |
| Net interest income | 565,000 | 1,155,000 | 1,783,000 | 2,435,000 |
| Noninterest income | 62,000 | 121,000 | 202,000 | 278,000 |
| Noninterest expense | 514,000 | 990,000 | 1,463,000 | 1,947,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 286,000 | 522,000 | 766,000 |
| Income tax | 7,000 | -32,000 | -32,000 | -32,000 |
| Net income | 106,000 | 318,000 | 554,000 | 798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,507,000 | 9,658,000 | 9,769,000 | 9,803,000 |
| Total capital | 9,863,000 | 10,015,000 | 10,125,000 | 10,159,000 |
| Risk-weighted assets | 41,438,000 | 43,141,000 | 45,182,000 | 47,843,000 |