Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,205,000 | 67,204,000 | 68,041,000 | 69,412,000 |
| Total loans | 30,560,000 | 34,765,000 | 35,690,000 | 34,709,000 |
| Allowance for loan losses | 347,000 | 350,000 | 355,000 | 355,000 |
| Securities available for sale | 30,669,000 | 28,735,000 | 26,998,000 | 26,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,827,000 | 53,306,000 | 54,232,000 | 58,821,000 |
| Interest-bearing deposits | 43,884,000 | 43,656,000 | 43,303,000 | 46,157,000 |
| Noninterest-bearing deposits | 10,943,000 | 9,650,000 | 10,929,000 | 12,664,000 |
| Equity capital | 10,074,000 | 10,283,000 | 10,533,000 | 10,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,360,000 | 2,068,000 | 2,735,000 |
| Interest expense | 70,000 | 137,000 | 202,000 | 256,000 |
| Net interest income | 606,000 | 1,223,000 | 1,866,000 | 2,479,000 |
| Noninterest income | 72,000 | 125,000 | 198,000 | 257,000 |
| Noninterest expense | 479,000 | 929,000 | 1,392,000 | 1,870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 419,000 | 672,000 | 866,000 |
| Income tax | 13,000 | 27,000 | 44,000 | 56,000 |
| Net income | 186,000 | 392,000 | 628,000 | 810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,179,000 | 9,295,000 | 9,438,000 | 9,401,000 |
| Total capital | 9,526,000 | 9,645,000 | 9,793,000 | 9,756,000 |
| Risk-weighted assets | 38,058,000 | 42,003,000 | 43,026,000 | 42,295,000 |