Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 65,319,000 | 63,612,000 | 64,577,000 | 67,463,000 |
| Total loans | 32,159,000 | 31,932,000 | 32,671,000 | 31,718,000 |
| Allowance for loan losses | 339,000 | 339,000 | 335,000 | 349,000 |
| Securities available for sale | 28,422,000 | 28,907,000 | 28,934,000 | 29,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,808,000 | 52,468,000 | 51,846,000 | 57,250,000 |
| Interest-bearing deposits | 46,133,000 | 43,262,000 | 43,085,000 | 45,370,000 |
| Noninterest-bearing deposits | 9,675,000 | 9,206,000 | 8,761,000 | 11,880,000 |
| Equity capital | 9,139,000 | 9,640,000 | 10,003,000 | 9,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,486,000 | 2,224,000 | 2,946,000 |
| Interest expense | 125,000 | 239,000 | 344,000 | 434,000 |
| Net interest income | 616,000 | 1,247,000 | 1,880,000 | 2,512,000 |
| Noninterest income | 69,000 | 130,000 | 207,000 | 275,000 |
| Noninterest expense | 489,000 | 956,000 | 1,404,000 | 1,854,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 196,000 | 421,000 | 683,000 | 923,000 |
| Income tax | 14,000 | 30,000 | 45,000 | 60,000 |
| Net income | 182,000 | 391,000 | 638,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,816,000 | 8,950,000 | 9,098,000 | 9,053,000 |
| Total capital | 9,155,000 | 9,289,000 | 9,433,000 | 9,402,000 |
| Risk-weighted assets | 39,769,000 | 39,022,000 | 39,337,000 | 39,078,000 |