Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 61,470,000 | 62,522,000 | 62,250,000 | 61,567,000 |
| Total loans | 36,012,000 | 37,544,000 | 36,372,000 | 34,391,000 |
| Allowance for loan losses | 371,000 | 368,000 | 320,000 | 340,000 |
| Securities available for sale | 22,603,000 | 22,501,000 | 22,316,000 | 23,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,606,000 | 49,381,000 | 51,626,000 | 52,304,000 |
| Interest-bearing deposits | 43,994,000 | 42,827,000 | 43,363,000 | 43,254,000 |
| Noninterest-bearing deposits | 7,612,000 | 6,554,000 | 8,263,000 | 9,050,000 |
| Equity capital | 8,892,000 | 9,142,000 | 9,400,000 | 8,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,572,000 | 2,379,000 | 3,179,000 |
| Interest expense | 186,000 | 350,000 | 499,000 | 628,000 |
| Net interest income | 578,000 | 1,222,000 | 1,880,000 | 2,551,000 |
| Noninterest income | 76,000 | 143,000 | 209,000 | 279,000 |
| Noninterest expense | 480,000 | 900,000 | 1,337,000 | 1,799,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 40,000 |
| Pretax income | 174,000 | 465,000 | 732,000 | 991,000 |
| Income tax | 12,000 | 32,000 | 51,000 | 70,000 |
| Net income | 162,000 | 433,000 | 681,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,379,000 | 8,554,000 | 8,712,000 | 8,694,000 |
| Total capital | 8,750,000 | 8,922,000 | 9,032,000 | 9,034,000 |
| Risk-weighted assets | 42,205,000 | 43,668,000 | 42,912,000 | 41,137,000 |