Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,834,000 | 59,174,000 | 58,465,000 | 62,141,000 |
| Total loans | 34,605,000 | 35,376,000 | 36,292,000 | 35,592,000 |
| Allowance for loan losses | 368,000 | 387,000 | 387,000 | 371,000 |
| Securities available for sale | 19,643,000 | 19,611,000 | 19,633,000 | 22,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,883,000 | 50,173,000 | 48,570,000 | 52,776,000 |
| Interest-bearing deposits | 44,187,000 | 42,693,000 | 41,813,000 | 44,058,000 |
| Noninterest-bearing deposits | 7,696,000 | 7,480,000 | 6,757,000 | 8,718,000 |
| Equity capital | 8,561,000 | 8,566,000 | 8,874,000 | 8,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,626,000 | 2,440,000 | 3,241,000 |
| Interest expense | 261,000 | 486,000 | 696,000 | 896,000 |
| Net interest income | 552,000 | 1,140,000 | 1,744,000 | 2,345,000 |
| Noninterest income | 66,000 | 131,000 | 199,000 | 274,000 |
| Noninterest expense | 454,000 | 868,000 | 1,319,000 | 1,747,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 164,000 | 383,000 | 604,000 | 852,000 |
| Income tax | 11,000 | 27,000 | 42,000 | 60,000 |
| Net income | 153,000 | 356,000 | 562,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,031,000 | 8,144,000 | 8,242,000 | 8,292,000 |
| Total capital | 8,399,000 | 8,531,000 | 8,629,000 | 8,663,000 |
| Risk-weighted assets | 39,382,000 | 42,346,000 | 43,072,000 | 43,219,000 |