Call reports 2008
FIRST NATIONAL BANK — 2008
What FIRST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 56,745,000 | 57,999,000 | 59,421,000 | 61,059,000 |
| Total loans | 31,783,000 | 34,682,000 | 36,139,000 | 36,292,000 |
| Allowance for loan losses | 377,000 | 371,000 | 392,000 | 368,000 |
| Securities available for sale | 21,178,000 | 20,151,000 | 19,775,000 | 19,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,073,000 | 48,105,000 | 48,249,000 | 52,082,000 |
| Interest-bearing deposits | 40,732,000 | 41,180,000 | 41,239,000 | 43,531,000 |
| Noninterest-bearing deposits | 7,341,000 | 6,925,000 | 7,010,000 | 8,551,000 |
| Equity capital | 8,032,000 | 7,784,000 | 8,067,000 | 8,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,791,000 | 2,705,000 | 3,596,000 |
| Interest expense | 342,000 | 650,000 | 967,000 | 1,271,000 |
| Net interest income | 539,000 | 1,141,000 | 1,738,000 | 2,325,000 |
| Noninterest income | 80,000 | 167,000 | 256,000 | 333,000 |
| Noninterest expense | 449,000 | 840,000 | 1,258,000 | 1,653,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 40,000 |
| Pretax income | 170,000 | 468,000 | 716,000 | 965,000 |
| Income tax | 12,000 | 32,000 | 50,000 | 68,000 |
| Net income | 158,000 | 436,000 | 666,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,604,000 | 7,789,000 | 7,899,000 | 7,950,000 |
| Total capital | 7,981,000 | 8,160,000 | 8,291,000 | 8,318,000 |
| Risk-weighted assets | 36,007,000 | 39,187,000 | 40,785,000 | 40,907,000 |