Call reports 2007
FIRST NATIONAL BANK — 2007
What FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,406,000 | 55,652,000 | 57,422,000 | 58,341,000 |
| Total loans | 30,722,000 | 31,194,000 | 32,154,000 | 31,344,000 |
| Allowance for loan losses | 380,000 | 379,000 | 378,000 | 377,000 |
| Securities available for sale | 17,876,000 | 19,985,000 | 20,783,000 | 21,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,583,000 | 47,044,000 | 45,512,000 | 47,690,000 |
| Interest-bearing deposits | 42,884,000 | 41,098,000 | 39,484,000 | 40,316,000 |
| Noninterest-bearing deposits | 6,699,000 | 5,946,000 | 6,028,000 | 7,374,000 |
| Equity capital | 7,191,000 | 7,188,000 | 7,417,000 | 7,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,835,000 | 2,779,000 | 3,717,000 |
| Interest expense | 375,000 | 779,000 | 1,203,000 | 1,596,000 |
| Net interest income | 514,000 | 1,056,000 | 1,576,000 | 2,121,000 |
| Noninterest income | 71,000 | 152,000 | 238,000 | 313,000 |
| Noninterest expense | 468,000 | 849,000 | 1,269,000 | 1,670,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 359,000 | 545,000 | 764,000 |
| Income tax | 8,000 | 25,000 | 38,000 | 54,000 |
| Net income | 109,000 | 334,000 | 507,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,252,000 | 7,381,000 | 7,460,000 | 7,506,000 |
| Total capital | 7,632,000 | 7,760,000 | 7,838,000 | 7,883,000 |
| Risk-weighted assets | 35,094,000 | 35,588,000 | 36,813,000 | 36,037,000 |