Call reports 2025
AMERICAN BANK — 2025
What AMERICAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 663,889,000 | 631,493,000 | 626,897,000 | 628,770,000 |
| Total loans | 408,451,000 | 410,273,000 | 409,357,000 | 392,152,000 |
| Allowance for loan losses | 6,572,000 | 6,587,000 | 6,603,000 | 6,623,000 |
| Securities available for sale | 127,002,000 | 119,032,000 | 117,854,000 | 116,822,000 |
| Securities held to maturity | 14,053,000 | 12,896,000 | 12,388,000 | 12,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,030,000 | 562,781,000 | 558,454,000 | 563,595,000 |
| Interest-bearing deposits | 404,849,000 | 376,302,000 | 385,818,000 | 400,014,000 |
| Noninterest-bearing deposits | 187,181,000 | 186,479,000 | 172,636,000 | 163,581,000 |
| Equity capital | 49,165,000 | 50,994,000 | 55,497,000 | 57,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,266,000 | 16,570,000 | 25,715,000 | 34,277,000 |
| Interest expense | 2,864,000 | 5,389,000 | 7,739,000 | 9,996,000 |
| Net interest income | 5,402,000 | 11,181,000 | 17,976,000 | 24,281,000 |
| Noninterest income | 334,000 | 666,000 | 1,043,000 | 1,634,000 |
| Noninterest expense | 3,822,000 | 7,693,000 | 11,593,000 | 15,422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,914,000 | 4,154,000 | 7,426,000 | 10,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,914,000 | 4,154,000 | 7,426,000 | 10,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,579,000 | 63,695,000 | 65,567,000 | 66,949,000 |
| Total capital | 68,304,000 | 69,456,000 | 71,282,000 | 72,423,000 |
| Risk-weighted assets | 456,599,000 | 459,523,000 | 455,683,000 | 436,277,000 |