Call reports 2023
AMERICAN BANK — 2023
What AMERICAN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 634,275,000 | 625,925,000 | 622,249,000 | 622,378,000 |
| Total loans | 378,109,000 | 393,500,000 | 399,772,000 | 404,375,000 |
| Allowance for loan losses | 5,711,000 | 6,028,000 | 6,036,000 | 6,518,000 |
| Securities available for sale | 174,102,000 | 168,485,000 | 160,034,000 | 158,039,000 |
| Securities held to maturity | 14,968,000 | 14,708,000 | 14,648,000 | 14,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,824,000 | 553,236,000 | 569,662,000 | 545,191,000 |
| Interest-bearing deposits | 354,080,000 | 344,803,000 | 353,311,000 | 368,783,000 |
| Noninterest-bearing deposits | 226,744,000 | 208,433,000 | 216,351,000 | 176,408,000 |
| Equity capital | 36,452,000 | 37,077,000 | 34,659,000 | 40,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,880,000 | 14,241,000 | 22,033,000 | 30,325,000 |
| Interest expense | 892,000 | 2,520,000 | 4,570,000 | 7,101,000 |
| Net interest income | 5,988,000 | 11,721,000 | 17,463,000 | 23,224,000 |
| Noninterest income | 480,000 | 884,000 | 1,276,000 | 1,634,000 |
| Noninterest expense | 3,964,000 | 8,029,000 | 12,161,000 | 15,873,000 |
| Provision for loan losses | 0 | 300,000 | 300,000 | 775,000 |
| Pretax income | 2,504,000 | 4,276,000 | 6,278,000 | 8,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,504,000 | 4,276,000 | 6,278,000 | 8,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,086,000 | 56,708,000 | 57,730,000 | 58,447,000 |
| Total capital | 61,885,000 | 62,639,000 | 63,708,000 | 64,452,000 |
| Risk-weighted assets | 463,328,000 | 473,770,000 | 477,570,000 | 479,221,000 |