Call reports 2022
AMERICAN BANK — 2022
What AMERICAN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 697,791,000 | 659,016,000 | 669,319,000 | 617,677,000 |
| Total loans | 349,172,000 | 371,355,000 | 375,064,000 | 364,412,000 |
| Allowance for loan losses | 5,046,000 | 5,264,000 | 5,483,000 | 5,700,000 |
| Securities available for sale | 175,922,000 | 171,437,000 | 174,499,000 | 176,079,000 |
| Securities held to maturity | 11,500,000 | 12,941,000 | 14,340,000 | 15,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,367,000 | 618,942,000 | 629,590,000 | 574,764,000 |
| Interest-bearing deposits | 349,652,000 | 344,127,000 | 361,356,000 | 333,447,000 |
| Noninterest-bearing deposits | 298,715,000 | 274,815,000 | 268,234,000 | 241,317,000 |
| Equity capital | 42,934,000 | 33,483,000 | 32,722,000 | 35,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,033,000 | 10,705,000 | 17,125,000 | 23,887,000 |
| Interest expense | 46,000 | 91,000 | 260,000 | 694,000 |
| Net interest income | 4,987,000 | 10,614,000 | 16,865,000 | 23,193,000 |
| Noninterest income | 319,000 | 731,000 | 1,300,000 | 1,900,000 |
| Noninterest expense | 3,682,000 | 7,520,000 | 11,476,000 | 15,565,000 |
| Provision for loan losses | 222,000 | 444,000 | 666,000 | 888,000 |
| Pretax income | 1,402,000 | 3,381,000 | 6,023,000 | 8,640,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,402,000 | 3,381,000 | 6,023,000 | 8,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,533,000 | 52,537,000 | 53,859,000 | 54,992,000 |
| Total capital | 57,059,000 | 58,247,000 | 59,674,000 | 60,667,000 |
| Risk-weighted assets | 441,859,000 | 456,644,000 | 464,907,000 | 453,192,000 |