Call reports 2020
AMERICAN BANK — 2020
What AMERICAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 437,601,000 | 496,637,000 | 524,117,000 | 556,660,000 |
| Total loans | 285,290,000 | 324,521,000 | 333,732,000 | 337,258,000 |
| Allowance for loan losses | 3,801,000 | 4,401,000 | 4,610,000 | 5,065,000 |
| Securities available for sale | 24,623,000 | 23,094,000 | 27,512,000 | 35,114,000 |
| Securities held to maturity | 5,026,000 | 7,411,000 | 10,671,000 | 10,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,779,000 | 444,371,000 | 471,581,000 | 502,555,000 |
| Interest-bearing deposits | 247,071,000 | 277,234,000 | 282,308,000 | 307,308,000 |
| Noninterest-bearing deposits | 138,708,000 | 167,137,000 | 189,273,000 | 195,247,000 |
| Equity capital | 46,059,000 | 46,141,000 | 46,149,000 | 47,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,739,000 | 9,284,000 | 13,964,000 | 18,990,000 |
| Interest expense | 466,000 | 620,000 | 723,000 | 795,000 |
| Net interest income | 4,273,000 | 8,664,000 | 13,241,000 | 18,195,000 |
| Noninterest income | 314,000 | 601,000 | 929,000 | 2,490,000 |
| Noninterest expense | 3,061,000 | 6,347,000 | 9,600,000 | 12,922,000 |
| Provision for loan losses | 150,000 | 750,000 | 1,350,000 | 1,950,000 |
| Pretax income | 1,376,000 | 2,168,000 | 3,220,000 | 5,813,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,376,000 | 2,168,000 | 3,220,000 | 5,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,651,000 | 45,623,000 | 45,701,000 | 47,093,000 |