Call reports 2019
AMERICAN BANK — 2019
What AMERICAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 430,518,000 | 433,926,000 | 454,456,000 | 440,556,000 |
| Total loans | 286,383,000 | 290,958,000 | 281,150,000 | 291,225,000 |
| Allowance for loan losses | 3,295,000 | 3,415,000 | 3,597,000 | 3,652,000 |
| Securities available for sale | 31,542,000 | 30,227,000 | 27,534,000 | 25,986,000 |
| Securities held to maturity | 5,752,000 | 5,677,000 | 4,078,000 | 4,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,144,000 | 383,834,000 | 403,157,000 | 389,123,000 |
| Interest-bearing deposits | 258,418,000 | 264,532,000 | 249,838,000 | 245,842,000 |
| Noninterest-bearing deposits | 122,726,000 | 119,302,000 | 153,319,000 | 143,281,000 |
| Equity capital | 43,875,000 | 44,452,000 | 45,256,000 | 45,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,973,000 | 10,176,000 | 15,424,000 | 20,607,000 |
| Interest expense | 737,000 | 1,451,000 | 2,086,000 | 2,631,000 |
| Net interest income | 4,236,000 | 8,725,000 | 13,338,000 | 17,976,000 |
| Noninterest income | 295,000 | 536,000 | 879,000 | 1,127,000 |
| Noninterest expense | 2,791,000 | 5,607,000 | 8,366,000 | 11,353,000 |
| Provision for loan losses | 180,000 | 440,000 | 620,000 | 800,000 |
| Pretax income | 1,560,000 | 3,214,000 | 5,231,000 | 6,950,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,560,000 | 3,214,000 | 5,231,000 | 6,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,335,000 | 44,439,000 | 45,256,000 | 45,175,000 |
| Total capital | 47,912,000 | 48,176,000 | 49,175,000 | 49,149,000 |
| Risk-weighted assets | 334,504,000 | 340,098,000 | 333,388,000 | 335,549,000 |