Call reports 2018
AMERICAN BANK — 2018
What AMERICAN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 416,809,000 | 402,817,000 | 434,897,000 | 434,472,000 |
| Total loans | 264,375,000 | 273,291,000 | 280,598,000 | 284,273,000 |
| Allowance for loan losses | 3,268,000 | 3,262,000 | 3,262,000 | 3,117,000 |
| Securities available for sale | 28,028,000 | 29,353,000 | 32,839,000 | 32,102,000 |
| Securities held to maturity | 6,111,000 | 6,102,000 | 5,683,000 | 5,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,121,000 | 355,563,000 | 386,365,000 | 385,247,000 |
| Interest-bearing deposits | 257,451,000 | 247,846,000 | 261,580,000 | 263,257,000 |
| Noninterest-bearing deposits | 111,670,000 | 107,717,000 | 124,785,000 | 121,990,000 |
| Equity capital | 42,269,000 | 41,797,000 | 42,782,000 | 43,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,220,000 | 8,596,000 | 13,260,000 | 18,256,000 |
| Interest expense | 455,000 | 979,000 | 1,576,000 | 2,275,000 |
| Net interest income | 3,765,000 | 7,617,000 | 11,684,000 | 15,981,000 |
| Noninterest income | 314,000 | 628,000 | 975,000 | 1,312,000 |
| Noninterest expense | 2,497,000 | 4,946,000 | 7,487,000 | 10,248,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,582,000 | 3,299,000 | 5,172,000 | 6,945,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,582,000 | 3,299,000 | 5,172,000 | 6,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,142,000 | 42,739,000 | 43,812,000 | 44,085,000 |
| Total capital | 46,692,000 | 46,283,000 | 47,356,000 | 47,484,000 |
| Risk-weighted assets | 314,433,000 | 324,153,000 | 330,927,000 | 327,432,000 |