Call reports 2016
AMERICAN BANK — 2016
What AMERICAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 364,143,000 | 348,142,000 | 362,383,000 | 374,212,000 |
| Total loans | 261,910,000 | 261,131,000 | 267,401,000 | 265,399,000 |
| Allowance for loan losses | 3,246,000 | 3,252,000 | 3,252,000 | 3,253,000 |
| Securities available for sale | 19,421,000 | 18,846,000 | 20,155,000 | 20,547,000 |
| Securities held to maturity | 4,843,000 | 4,671,000 | 4,737,000 | 4,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,993,000 | 302,045,000 | 314,851,000 | 330,479,000 |
| Interest-bearing deposits | 226,043,000 | 220,089,000 | 219,930,000 | 222,221,000 |
| Noninterest-bearing deposits | 81,950,000 | 81,956,000 | 94,921,000 | 108,258,000 |
| Equity capital | 33,580,000 | 37,963,000 | 39,138,000 | 38,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,427,000 | 6,927,000 | 10,488,000 | 14,059,000 |
| Interest expense | 257,000 | 432,000 | 596,000 | 764,000 |
| Net interest income | 3,170,000 | 6,495,000 | 9,892,000 | 13,295,000 |
| Noninterest income | 333,000 | 4,928,000 | 5,207,000 | 5,490,000 |
| Noninterest expense | 2,342,000 | 5,547,000 | 7,891,000 | 10,292,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,161,000 | 5,876,000 | 7,208,000 | 8,493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,161,000 | 5,876,000 | 7,208,000 | 8,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,753,000 | 38,068,000 | 39,265,000 | 38,670,000 |
| Total capital | 52,205,000 | 41,526,000 | 42,723,000 | 42,129,000 |
| Risk-weighted assets | 295,371,000 | 288,980,000 | 299,469,000 | 299,642,000 |