Call reports 2015
AMERICAN BANK — 2015
What AMERICAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 325,681,000 | 327,380,000 | 336,288,000 | 349,600,000 |
| Total loans | 226,816,000 | 235,832,000 | 230,623,000 | 243,185,000 |
| Allowance for loan losses | 3,522,000 | 3,239,000 | 3,238,000 | 3,246,000 |
| Securities available for sale | 24,660,000 | 24,035,000 | 20,114,000 | 19,737,000 |
| Securities held to maturity | 5,852,000 | 5,595,000 | 5,203,000 | 5,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,788,000 | 272,536,000 | 281,501,000 | 294,631,000 |
| Interest-bearing deposits | 194,581,000 | 197,596,000 | 200,200,000 | 214,884,000 |
| Noninterest-bearing deposits | 77,207,000 | 74,940,000 | 81,301,000 | 79,747,000 |
| Equity capital | 31,321,000 | 32,141,000 | 32,061,000 | 32,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,867,000 | 6,170,000 | 9,254,000 | 12,439,000 |
| Interest expense | 208,000 | 421,000 | 640,000 | 862,000 |
| Net interest income | 2,659,000 | 5,749,000 | 8,614,000 | 11,577,000 |
| Noninterest income | 320,000 | 721,000 | 887,000 | 1,106,000 |
| Noninterest expense | 2,310,000 | 5,161,000 | 7,541,000 | 10,035,000 |
| Provision for loan losses | 0 | -300,000 | -300,000 | -300,000 |
| Pretax income | 669,000 | 1,609,000 | 2,260,000 | 2,948,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 669,000 | 1,609,000 | 2,260,000 | 2,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,463,000 | 32,403,000 | 32,304,000 | 32,592,000 |
| Total capital | 49,904,000 | 50,808,000 | 50,708,000 | 51,004,000 |
| Risk-weighted assets | 275,108,000 | 285,613,000 | 281,519,000 | 288,593,000 |