Call reports 2014
AMERICAN BANK — 2014
What AMERICAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 325,200,000 | 312,964,000 | 321,409,000 | 321,583,000 |
| Total loans | 210,760,000 | 225,309,000 | 228,080,000 | 221,943,000 |
| Allowance for loan losses | 4,092,000 | 4,118,000 | 4,145,000 | 3,523,000 |
| Securities available for sale | 21,444,000 | 20,331,000 | 19,384,000 | 25,042,000 |
| Securities held to maturity | 6,754,000 | 6,440,000 | 5,401,000 | 5,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,387,000 | 258,092,000 | 267,445,000 | 268,068,000 |
| Interest-bearing deposits | 204,487,000 | 195,005,000 | 191,143,000 | 188,982,000 |
| Noninterest-bearing deposits | 66,900,000 | 63,087,000 | 76,302,000 | 79,086,000 |
| Equity capital | 33,173,000 | 34,280,000 | 31,029,000 | 30,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,450,000 | 5,183,000 | 8,093,000 | 10,935,000 |
| Interest expense | 218,000 | 425,000 | 637,000 | 848,000 |
| Net interest income | 2,232,000 | 4,758,000 | 7,456,000 | 10,087,000 |
| Noninterest income | 1,304,000 | 2,216,000 | 2,521,000 | 2,980,000 |
| Noninterest expense | 2,646,000 | 5,084,000 | 7,405,000 | 10,134,000 |
| Provision for loan losses | -2,000,000 | -2,000,000 | -2,000,000 | -2,650,000 |
| Pretax income | 2,890,000 | 3,890,000 | 4,572,000 | 5,583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,890,000 | 3,890,000 | 4,572,000 | 5,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,643,000 | 34,644,000 | 31,388,000 | 30,898,000 |
| Total capital | 51,838,000 | 52,994,000 | 49,731,000 | 49,251,000 |
| Risk-weighted assets | 254,554,000 | 267,081,000 | 266,485,000 | 267,925,000 |