Call reports 2013
AMERICAN BANK — 2013
What AMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 305,120,000 | 308,217,000 | 308,832,000 | 320,402,000 |
| Total loans | 201,027,000 | 210,772,000 | 208,272,000 | 211,013,000 |
| Allowance for loan losses | 8,089,000 | 7,317,000 | 7,323,000 | 6,203,000 |
| Securities available for sale | 14,985,000 | 17,359,000 | 17,524,000 | 22,821,000 |
| Securities held to maturity | 1,950,000 | 1,800,000 | 2,203,000 | 2,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,126,000 | 257,326,000 | 258,146,000 | 269,394,000 |
| Interest-bearing deposits | 195,595,000 | 192,455,000 | 189,271,000 | 200,289,000 |
| Noninterest-bearing deposits | 59,531,000 | 64,871,000 | 68,875,000 | 69,105,000 |
| Equity capital | 28,989,000 | 29,775,000 | 29,538,000 | 30,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,399,000 | 4,859,000 | 7,347,000 | 9,824,000 |
| Interest expense | 337,000 | 614,000 | 860,000 | 1,083,000 |
| Net interest income | 2,062,000 | 4,245,000 | 6,487,000 | 8,741,000 |
| Noninterest income | 749,000 | 1,430,000 | 1,856,000 | 2,762,000 |
| Noninterest expense | 3,101,000 | 6,239,000 | 8,803,000 | 11,691,000 |
| Provision for loan losses | 0 | -1,150,000 | -1,150,000 | -1,700,000 |
| Pretax income | -290,000 | 586,000 | 690,000 | 1,512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -290,000 | 586,000 | 690,000 | 1,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,953,000 | 29,828,000 | 29,933,000 | 30,754,000 |
| Total capital | 46,644,000 | 47,977,000 | 48,097,000 | 48,965,000 |
| Risk-weighted assets | 252,208,000 | 254,596,000 | 251,596,000 | 253,816,000 |