Call reports 2012
AMERICAN BANK — 2012
What AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 322,744,000 | 311,521,000 | 314,820,000 | 323,456,000 |
| Total loans | 211,959,000 | 212,935,000 | 206,888,000 | 204,666,000 |
| Allowance for loan losses | 9,388,000 | 9,368,000 | 8,292,000 | 7,840,000 |
| Securities available for sale | 10,431,000 | 12,581,000 | 14,677,000 | 14,988,000 |
| Securities held to maturity | 3,362,000 | 3,344,000 | 1,513,000 | 1,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,184,000 | 261,709,000 | 264,665,000 | 272,629,000 |
| Interest-bearing deposits | 222,017,000 | 209,459,000 | 204,497,000 | 204,316,000 |
| Noninterest-bearing deposits | 51,167,000 | 52,250,000 | 60,168,000 | 68,313,000 |
| Equity capital | 28,197,000 | 28,424,000 | 28,691,000 | 29,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,049,000 | 6,016,000 | 8,781,000 | 11,289,000 |
| Interest expense | 588,000 | 1,082,000 | 1,516,000 | 1,916,000 |
| Net interest income | 2,461,000 | 4,934,000 | 7,265,000 | 9,373,000 |
| Noninterest income | 394,000 | 1,398,000 | 2,150,000 | 2,232,000 |
| Noninterest expense | 3,201,000 | 6,463,000 | 9,325,000 | 12,492,000 |
| Provision for loan losses | 2,650,000 | 2,650,000 | 2,650,000 | 1,100,000 |
| Pretax income | -2,996,000 | -2,781,000 | -2,560,000 | -1,987,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,996,000 | -2,781,000 | -2,560,000 | -1,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,234,000 | 28,449,000 | 28,670,000 | 29,243,000 |
| Total capital | 45,801,000 | 46,063,000 | 46,427,000 | 47,182,000 |
| Risk-weighted assets | 269,913,000 | 265,012,000 | 268,780,000 | 260,695,000 |