Call reports 2011
AMERICAN BANK — 2011
What AMERICAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 363,650,000 | 344,088,000 | 337,446,000 | 332,263,000 |
| Total loans | 254,617,000 | 249,014,000 | 245,376,000 | 234,139,000 |
| Allowance for loan losses | 11,201,000 | 9,837,000 | 9,082,000 | 9,882,000 |
| Securities available for sale | 7,567,000 | 5,574,000 | 4,771,000 | 5,758,000 |
| Securities held to maturity | 285,000 | 1,390,000 | 1,363,000 | 3,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,565,000 | 282,682,000 | 278,535,000 | 276,629,000 |
| Interest-bearing deposits | 248,828,000 | 232,829,000 | 227,426,000 | 222,447,000 |
| Noninterest-bearing deposits | 46,737,000 | 49,853,000 | 51,109,000 | 54,182,000 |
| Equity capital | 31,566,000 | 31,396,000 | 31,372,000 | 31,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,406,000 | 6,836,000 | 10,188,000 | 13,446,000 |
| Interest expense | 914,000 | 1,706,000 | 2,433,000 | 3,104,000 |
| Net interest income | 2,492,000 | 5,130,000 | 7,755,000 | 10,342,000 |
| Noninterest income | 1,756,000 | 2,202,000 | 3,033,000 | 3,431,000 |
| Noninterest expense | 3,038,000 | 6,301,000 | 9,810,000 | 12,956,000 |
| Provision for loan losses | 1,173,000 | 1,173,000 | 1,173,000 | 1,173,000 |
| Pretax income | 37,000 | -142,000 | -195,000 | -356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | -142,000 | -195,000 | -356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,623,000 | 31,444,000 | 31,391,000 | 31,230,000 |
| Total capital | 50,340,000 | 50,192,000 | 50,035,000 | 49,785,000 |
| Risk-weighted assets | 289,716,000 | 293,658,000 | 285,936,000 | 277,904,000 |