Call reports 2010
AMERICAN BANK — 2010
What AMERICAN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 391,512,000 | 388,719,000 | 384,787,000 | 377,720,000 |
| Total loans | 308,583,000 | 289,279,000 | 268,456,000 | 261,105,000 |
| Allowance for loan losses | 9,168,000 | 8,443,000 | 13,263,000 | 13,011,000 |
| Securities available for sale | 2,686,000 | 1,952,000 | 1,957,000 | 3,930,000 |
| Securities held to maturity | 105,000 | 105,000 | 285,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,860,000 | 296,354,000 | 309,161,000 | 305,217,000 |
| Interest-bearing deposits | 253,375,000 | 254,687,000 | 263,123,000 | 257,341,000 |
| Noninterest-bearing deposits | 43,485,000 | 41,667,000 | 46,038,000 | 47,876,000 |
| Equity capital | 44,444,000 | 42,468,000 | 34,656,000 | 31,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,938,000 | 7,789,000 | 11,626,000 | 15,154,000 |
| Interest expense | 1,234,000 | 2,420,000 | 3,574,000 | 4,613,000 |
| Net interest income | 2,704,000 | 5,369,000 | 8,052,000 | 10,541,000 |
| Noninterest income | 409,000 | 872,000 | 427,000 | 504,000 |
| Noninterest expense | 3,441,000 | 8,562,000 | 13,123,000 | 17,550,000 |
| Provision for loan losses | 907,000 | 2,359,000 | 8,461,000 | 9,655,000 |
| Pretax income | -1,235,000 | -4,680,000 | -13,105,000 | -16,160,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,235,000 | -4,680,000 | -13,105,000 | -16,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,453,000 | 42,460,000 | 34,641,000 | 31,586,000 |
| Total capital | 63,835,000 | 61,758,000 | 53,682,000 | 50,389,000 |
| Risk-weighted assets | 345,591,000 | 339,502,000 | 313,852,000 | 294,834,000 |