Call reports 2005
AMERICAN BANK — 2005
What AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 368,983,000 | 379,877,000 | 460,338,000 | 484,863,000 |
| Total loans | 297,797,000 | 326,051,000 | 344,035,000 | 395,062,000 |
| Allowance for loan losses | 2,978,000 | 3,261,000 | 3,538,000 | 3,951,000 |
| Securities available for sale | 10,096,000 | 9,150,000 | 9,154,000 | 9,093,000 |
| Securities held to maturity | 1,136,000 | 1,134,000 | 997,000 | 994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,907,000 | 298,964,000 | 377,224,000 | 391,900,000 |
| Interest-bearing deposits | 227,391,000 | 230,467,000 | 307,172,000 | 331,038,000 |
| Noninterest-bearing deposits | 75,516,000 | 68,497,000 | 70,052,000 | 60,862,000 |
| Equity capital | 37,418,000 | 37,864,000 | 38,815,000 | 38,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,204,000 | 11,160,000 | 18,237,000 | 26,553,000 |
| Interest expense | 1,275,000 | 2,868,000 | 5,018,000 | 8,018,000 |
| Net interest income | 3,929,000 | 8,292,000 | 13,219,000 | 18,535,000 |
| Noninterest income | 411,000 | 785,000 | 1,169,000 | 2,240,000 |
| Noninterest expense | 2,530,000 | 5,059,000 | 7,655,000 | 10,439,000 |
| Provision for loan losses | 231,000 | 521,000 | 798,000 | 1,244,000 |
| Pretax income | 1,579,000 | 3,497,000 | 5,935,000 | 9,092,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,579,000 | 3,497,000 | 5,935,000 | 9,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,513,000 | 37,931,000 | 38,869,000 | 38,526,000 |
| Total capital | 40,491,000 | 56,192,000 | 57,407,000 | 57,477,000 |
| Risk-weighted assets | 348,914,000 | 375,896,000 | 414,453,000 | 433,214,000 |
Machine access — free, no API key
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