Call reports 2004
AMERICAN BANK — 2004
What AMERICAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 312,923,000 | 320,770,000 | 329,260,000 | 335,554,000 |
| Total loans | 251,193,000 | 266,871,000 | 272,714,000 | 280,644,000 |
| Allowance for loan losses | 2,512,000 | 2,669,000 | 2,727,000 | 2,822,000 |
| Securities available for sale | 13,560,000 | 10,362,000 | 9,918,000 | 11,117,000 |
| Securities held to maturity | 2,000,000 | 1,648,000 | 1,411,000 | 1,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,026,000 | 251,986,000 | 264,950,000 | 257,910,000 |
| Interest-bearing deposits | 195,348,000 | 188,895,000 | 204,676,000 | 197,121,000 |
| Noninterest-bearing deposits | 54,678,000 | 63,091,000 | 60,274,000 | 60,789,000 |
| Equity capital | 35,947,000 | 36,273,000 | 36,685,000 | 36,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,227,000 | 8,565,000 | 13,128,000 | 18,088,000 |
| Interest expense | 843,000 | 1,647,000 | 2,524,000 | 3,563,000 |
| Net interest income | 3,384,000 | 6,918,000 | 10,604,000 | 14,525,000 |
| Noninterest income | 502,000 | 878,000 | 1,807,000 | 2,203,000 |
| Noninterest expense | 2,268,000 | 4,506,000 | 6,704,000 | 9,230,000 |
| Provision for loan losses | 50,000 | 204,000 | 277,000 | 368,000 |
| Pretax income | 1,568,000 | 3,086,000 | 5,430,000 | 7,130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,568,000 | 3,086,000 | 5,430,000 | 7,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,872,000 | 36,390,000 | 36,734,000 | 36,934,000 |
| Total capital | 38,384,000 | 39,059,000 | 39,461,000 | 39,756,000 |
| Risk-weighted assets | 280,153,000 | 291,864,000 | 311,208,000 | 333,981,000 |
Machine access — free, no API key
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