Call reports 2003
AMERICAN BANK — 2003
What AMERICAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 297,800,000 | 313,585,000 | 303,329,000 | 304,808,000 |
| Total loans | 235,917,000 | 238,713,000 | 234,814,000 | 245,296,000 |
| Allowance for loan losses | 2,365,000 | 2,391,000 | 2,393,000 | 2,470,000 |
| Securities available for sale | 14,093,000 | 13,948,000 | 13,783,000 | 14,537,000 |
| Securities held to maturity | 2,999,000 | 2,496,000 | 2,274,000 | 2,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,241,000 | 249,141,000 | 241,909,000 | 239,880,000 |
| Interest-bearing deposits | 187,485,000 | 197,779,000 | 183,322,000 | 182,846,000 |
| Noninterest-bearing deposits | 49,756,000 | 51,362,000 | 58,587,000 | 57,034,000 |
| Equity capital | 34,389,000 | 34,892,000 | 35,287,000 | 35,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,262,000 | 8,542,000 | 12,738,000 | 16,951,000 |
| Interest expense | 1,022,000 | 2,031,000 | 2,969,000 | 3,827,000 |
| Net interest income | 3,240,000 | 6,511,000 | 9,769,000 | 13,124,000 |
| Noninterest income | 404,000 | 787,000 | 1,220,000 | 1,675,000 |
| Noninterest expense | 1,810,000 | 3,689,000 | 5,846,000 | 8,027,000 |
| Provision for loan losses | 155,000 | 493,000 | 493,000 | 561,000 |
| Pretax income | 1,679,000 | 3,116,000 | 4,650,000 | 6,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,679,000 | 3,116,000 | 4,650,000 | 6,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,272,000 | 34,709,000 | 35,243,000 | 35,804,000 |
| Total capital | 36,637,000 | 37,100,000 | 37,636,000 | 38,274,000 |
| Risk-weighted assets | 260,302,000 | 262,752,000 | 256,942,000 | 267,868,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.