Call reports 2018
A J SMITH FEDERAL SAVINGS BANK — 2018
What A J SMITH FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 193,870,000 | 191,417,000 | 182,855,000 | 181,531,000 |
| Total loans | 101,710,000 | 99,072,000 | 96,795,000 | 92,494,000 |
| Allowance for loan losses | 773,000 | 748,000 | 720,000 | 650,000 |
| Securities available for sale | 43,579,000 | 46,748,000 | 51,492,000 | 49,330,000 |
| Securities held to maturity | 170,000 | 170,000 | 170,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,316,000 | 159,644,000 | 153,492,000 | 151,660,000 |
| Interest-bearing deposits | 133,359,000 | 131,052,000 | 127,739,000 | 125,073,000 |
| Noninterest-bearing deposits | 28,957,000 | 28,592,000 | 25,753,000 | 26,587,000 |
| Equity capital | 29,115,000 | 29,212,000 | 26,842,000 | 27,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,258,000 | 2,543,000 | 3,841,000 | 5,133,000 |
| Interest expense | 149,000 | 305,000 | 488,000 | 665,000 |
| Net interest income | 1,109,000 | 2,238,000 | 3,353,000 | 4,468,000 |
| Noninterest income | 114,000 | 225,000 | 366,000 | 504,000 |
| Noninterest expense | 1,027,000 | 2,060,000 | 3,078,000 | 4,081,000 |
| Provision for loan losses | -20,000 | -50,000 | -70,000 | -145,000 |
| Pretax income | 216,000 | 453,000 | 711,000 | 1,036,000 |
| Income tax | 53,000 | 110,000 | 174,000 | 246,000 |
| Net income | 163,000 | 343,000 | 537,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,248,000 | 28,514,000 | 26,178,000 | 26,723,000 |
| Total capital | 29,021,000 | 29,262,000 | 26,898,000 | 27,373,000 |
| Risk-weighted assets | 75,891,000 | 79,091,000 | 84,312,000 | 79,753,000 |