Call reports 2017
A J SMITH FEDERAL SAVINGS BANK — 2017
What A J SMITH FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,763,000 | 198,965,000 | 199,460,000 | 192,658,000 |
| Total loans | 111,254,000 | 109,119,000 | 106,023,000 | 104,860,000 |
| Allowance for loan losses | 833,000 | 837,000 | 796,000 | 778,000 |
| Securities available for sale | 44,822,000 | 45,019,000 | 44,087,000 | 40,196,000 |
| Securities held to maturity | 222,000 | 221,000 | 221,000 | 220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,863,000 | 165,565,000 | 165,608,000 | 159,837,000 |
| Interest-bearing deposits | 144,238,000 | 137,873,000 | 140,190,000 | 133,038,000 |
| Noninterest-bearing deposits | 26,625,000 | 27,692,000 | 25,418,000 | 26,799,000 |
| Equity capital | 29,236,000 | 29,457,000 | 29,673,000 | 29,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,509,000 | 3,765,000 | 5,023,000 |
| Interest expense | 129,000 | 262,000 | 394,000 | 536,000 |
| Net interest income | 1,111,000 | 2,247,000 | 3,371,000 | 4,487,000 |
| Noninterest income | 149,000 | 289,000 | 393,000 | 522,000 |
| Noninterest expense | 1,045,000 | 2,115,000 | 3,273,000 | 4,329,000 |
| Provision for loan losses | 125,000 | 125,000 | 190,000 | 170,000 |
| Pretax income | 90,000 | 296,000 | 301,000 | 534,000 |
| Income tax | 23,000 | 91,000 | -26,000 | 521,000 |
| Net income | 67,000 | 205,000 | 327,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,907,000 | 28,275,000 | 28,044,000 | 28,325,000 |
| Total capital | 28,740,000 | 29,112,000 | 28,840,000 | 29,103,000 |
| Risk-weighted assets | 81,575,000 | 80,372,000 | 78,500,000 | 77,154,000 |