Call reports 2014
A J SMITH FEDERAL SAVINGS BANK — 2014
What A J SMITH FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 215,981,000 | 221,791,000 | 215,935,000 | 217,133,000 |
| Total loans | 120,303,000 | 118,770,000 | 115,034,000 | 115,233,000 |
| Allowance for loan losses | 1,194,000 | 1,204,000 | 1,206,000 | 1,103,000 |
| Securities available for sale | 57,341,000 | 61,695,000 | 57,577,000 | 54,214,000 |
| Securities held to maturity | 334,000 | 333,000 | 332,000 | 331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,634,000 | 171,160,000 | 166,880,000 | 168,661,000 |
| Interest-bearing deposits | 147,798,000 | 151,047,000 | 147,764,000 | 147,884,000 |
| Noninterest-bearing deposits | 19,836,000 | 20,113,000 | 19,116,000 | 20,777,000 |
| Equity capital | 28,591,000 | 30,228,000 | 30,502,000 | 30,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,475,000 | 2,900,000 | 4,269,000 | 5,620,000 |
| Interest expense | 262,000 | 526,000 | 799,000 | 1,055,000 |
| Net interest income | 1,213,000 | 2,374,000 | 3,470,000 | 4,565,000 |
| Noninterest income | 152,000 | 292,000 | 1,178,000 | 1,401,000 |
| Noninterest expense | 1,125,000 | 2,312,000 | 3,557,000 | 4,763,000 |
| Provision for loan losses | 0 | 480,000 | 687,000 | 697,000 |
| Pretax income | 278,000 | -59,000 | 527,000 | 629,000 |
| Income tax | 0 | -1,732,000 | -1,514,000 | -1,504,000 |
| Net income | 278,000 | 1,673,000 | 2,041,000 | 2,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,886,000 | 29,292,000 | 29,190,000 | 29,500,000 |
| Total capital | 30,080,000 | 30,496,000 | 30,392,000 | 30,603,000 |
| Risk-weighted assets | 98,362,000 | 100,153,000 | 96,123,000 | 95,018,000 |