Call reports 2013
A J SMITH FEDERAL SAVINGS BANK — 2013
What A J SMITH FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 218,312,000 | 216,048,000 | 224,537,000 | 220,753,000 |
| Total loans | 120,874,000 | 121,704,000 | 123,084,000 | 120,545,000 |
| Allowance for loan losses | 1,527,000 | 1,473,000 | 1,427,000 | 1,399,000 |
| Securities available for sale | 65,736,000 | 64,318,000 | 64,300,000 | 63,804,000 |
| Securities held to maturity | 339,000 | 338,000 | 336,000 | 335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,932,000 | 169,256,000 | 179,063,000 | 170,135,000 |
| Interest-bearing deposits | 151,819,000 | 149,928,000 | 146,992,000 | 151,453,000 |
| Noninterest-bearing deposits | 20,113,000 | 19,328,000 | 32,071,000 | 18,682,000 |
| Equity capital | 23,057,000 | 22,669,000 | 22,935,000 | 28,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,549,000 | 3,040,000 | 4,548,000 | 6,058,000 |
| Interest expense | 306,000 | 589,000 | 865,000 | 1,145,000 |
| Net interest income | 1,243,000 | 2,451,000 | 3,683,000 | 4,913,000 |
| Noninterest income | 214,000 | 438,000 | 590,000 | 749,000 |
| Noninterest expense | 1,236,000 | 2,405,000 | 3,596,000 | 4,868,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 267,000 | 530,000 | 723,000 | 976,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 530,000 | 723,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,589,000 | 22,851,000 | 23,044,000 | 28,608,000 |
| Total capital | 23,866,000 | 24,142,000 | 24,328,000 | 29,867,000 |
| Risk-weighted assets | 101,827,000 | 103,116,000 | 102,614,000 | 100,591,000 |