Call reports 2012
A J SMITH FEDERAL SAVINGS BANK — 2012
What A J SMITH FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 228,143,000 | 227,646,000 | 226,969,000 | 221,184,000 |
| Total loans | 123,153,000 | 123,147,000 | 121,655,000 | 120,633,000 |
| Allowance for loan losses | 1,774,000 | 1,681,000 | 1,592,000 | 1,565,000 |
| Securities available for sale | 75,520,000 | 76,034,000 | 69,935,000 | 70,311,000 |
| Securities held to maturity | 346,000 | 344,000 | 343,000 | 341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,926,000 | 173,591,000 | 174,438,000 | 172,027,000 |
| Interest-bearing deposits | 159,952,000 | 156,213,000 | 158,040,000 | 154,853,000 |
| Noninterest-bearing deposits | 15,974,000 | 17,378,000 | 16,398,000 | 17,174,000 |
| Equity capital | 23,011,000 | 23,452,000 | 23,919,000 | 22,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,758,000 | 3,475,000 | 5,121,000 | 6,694,000 |
| Interest expense | 417,000 | 805,000 | 1,177,000 | 1,521,000 |
| Net interest income | 1,341,000 | 2,670,000 | 3,944,000 | 5,173,000 |
| Noninterest income | 132,000 | 320,000 | 501,000 | 612,000 |
| Noninterest expense | 1,246,000 | 2,561,000 | 3,846,000 | 5,577,000 |
| Provision for loan losses | 0 | 0 | 71,000 | 501,000 |
| Pretax income | 272,000 | 507,000 | 805,000 | -16,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 507,000 | 805,000 | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,608,000 | 22,843,000 | 23,141,000 | 22,321,000 |
| Total capital | 23,912,000 | 24,147,000 | 24,450,000 | 23,623,000 |
| Risk-weighted assets | 104,508,000 | 105,590,000 | 104,483,000 | 103,633,000 |