Call reports 2025
IXONIA BANK — 2025
What IXONIA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 804,006,000 | 879,906,000 | 914,633,000 | 951,221,000 |
| Total loans | 611,728,000 | 687,234,000 | 695,474,000 | 738,795,000 |
| Allowance for loan losses | 7,147,000 | 7,473,000 | 7,862,000 | 8,227,000 |
| Securities available for sale | 106,789,000 | 102,440,000 | 100,229,000 | 97,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,285,000 | 574,151,000 | 587,530,000 | 606,218,000 |
| Interest-bearing deposits | 442,463,000 | 481,242,000 | 495,344,000 | 519,648,000 |
| Noninterest-bearing deposits | 91,822,000 | 92,909,000 | 92,186,000 | 86,570,000 |
| Equity capital | 76,852,000 | 81,576,000 | 84,331,000 | 87,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,177,000 | 41,673,000 | 64,823,000 | 87,237,000 |
| Interest expense | 5,004,000 | 10,338,000 | 16,133,000 | 21,836,000 |
| Net interest income | 14,173,000 | 31,335,000 | 48,690,000 | 65,401,000 |
| Noninterest income | 16,283,000 | 38,216,000 | 61,488,000 | 81,895,000 |
| Noninterest expense | 26,918,000 | 60,062,000 | 94,671,000 | 128,174,000 |
| Provision for loan losses | 557,000 | 1,023,000 | 1,430,000 | 1,919,000 |
| Pretax income | 2,981,000 | 8,466,000 | 14,077,000 | 17,203,000 |
| Income tax | 673,000 | 1,998,000 | 3,319,000 | 4,007,000 |
| Net income | 2,308,000 | 6,468,000 | 10,758,000 | 13,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,593,000 | 86,903,000 | 88,543,000 | 90,981,000 |
| Total capital | 89,740,000 | 94,376,000 | 96,405,000 | 99,208,000 |
| Risk-weighted assets | 638,720,000 | 686,236,000 | 711,401,000 | 733,571,000 |