Call reports 2024
IXONIA BANK — 2024
What IXONIA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 750,209,000 | 768,266,000 | 803,414,000 | 810,617,000 |
| Total loans | 507,011,000 | 548,546,000 | 562,576,000 | 600,129,000 |
| Allowance for loan losses | 5,773,000 | 6,025,000 | 6,495,000 | 6,569,000 |
| Securities available for sale | 138,311,000 | 134,024,000 | 133,417,000 | 108,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,734,000 | 542,413,000 | 539,896,000 | 545,127,000 |
| Interest-bearing deposits | 456,106,000 | 461,650,000 | 458,274,000 | 465,445,000 |
| Noninterest-bearing deposits | 79,628,000 | 80,763,000 | 81,622,000 | 79,682,000 |
| Equity capital | 64,584,000 | 67,958,000 | 72,304,000 | 73,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 15,768,000 | 35,279,000 | 55,994,000 | 78,055,000 |
| Interest expense | 4,438,000 | 9,366,000 | 14,802,000 | 20,304,000 |
| Net interest income | 11,330,000 | 25,913,000 | 41,192,000 | 57,751,000 |
| Noninterest income | 11,779,000 | 26,777,000 | 45,574,000 | 64,498,000 |
| Noninterest expense | 20,566,000 | 46,083,000 | 75,607,000 | 107,024,000 |
| Provision for loan losses | 224,000 | 515,000 | 1,158,000 | 1,751,000 |
| Pretax income | 2,319,000 | 6,092,000 | 10,001,000 | 13,474,000 |
| Income tax | 528,000 | 1,404,000 | 2,230,000 | 3,114,000 |
| Net income | 1,791,000 | 4,688,000 | 7,771,000 | 10,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,205,000 | 75,110,000 | 77,961,000 | 80,551,000 |
| Total capital | 77,978,000 | 81,135,000 | 84,457,000 | 87,120,000 |
| Risk-weighted assets | 529,664,000 | 566,819,000 | 591,889,000 | 617,558,000 |