Call reports 2023
IXONIA BANK — 2023
What IXONIA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 667,939,000 | 697,340,000 | 712,797,000 | 707,256,000 |
| Total loans | 426,198,000 | 457,992,000 | 483,627,000 | 499,683,000 |
| Allowance for loan losses | 4,512,000 | 4,727,000 | 5,145,000 | 5,642,000 |
| Securities available for sale | 177,729,000 | 170,600,000 | 166,344,000 | 145,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,775,000 | 486,611,000 | 492,858,000 | 510,370,000 |
| Interest-bearing deposits | 371,374,000 | 401,279,000 | 409,530,000 | 426,043,000 |
| Noninterest-bearing deposits | 83,401,000 | 85,332,000 | 83,328,000 | 84,328,000 |
| Equity capital | 46,448,000 | 47,130,000 | 50,384,000 | 59,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,201,000 | 26,243,000 | 43,711,000 | 60,193,000 |
| Interest expense | 2,252,000 | 5,843,000 | 10,115,000 | 14,306,000 |
| Net interest income | 8,949,000 | 20,400,000 | 33,596,000 | 45,887,000 |
| Noninterest income | 7,918,000 | 19,813,000 | 31,998,000 | 39,997,000 |
| Noninterest expense | 15,921,000 | 36,389,000 | 57,861,000 | 77,547,000 |
| Provision for loan losses | 307,000 | 629,000 | 1,070,000 | 1,769,000 |
| Pretax income | 639,000 | 3,195,000 | 6,663,000 | 6,568,000 |
| Income tax | 200,000 | 981,000 | 1,662,000 | 2,265,000 |
| Net income | 439,000 | 2,214,000 | 5,001,000 | 4,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,097,000 | 54,569,000 | 58,153,000 | 67,469,000 |
| Total capital | 57,609,000 | 59,296,000 | 63,298,000 | 73,111,000 |
| Risk-weighted assets | 493,594,000 | 494,655,000 | 516,880,000 | 519,397,000 |