Call reports 2022
IXONIA BANK — 2022
What IXONIA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 571,783,000 | 623,853,000 | 601,094,000 | 607,423,000 |
| Total loans | 276,321,000 | 336,093,000 | 344,899,000 | 361,632,000 |
| Allowance for loan losses | 3,106,000 | 3,242,000 | 3,345,000 | 3,458,000 |
| Securities available for sale | 199,722,000 | 188,486,000 | 188,000,000 | 184,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,700,000 | 502,760,000 | 485,321,000 | 464,093,000 |
| Interest-bearing deposits | 419,004,000 | 406,931,000 | 393,486,000 | 375,690,000 |
| Noninterest-bearing deposits | 83,696,000 | 95,829,000 | 91,835,000 | 88,403,000 |
| Equity capital | 54,164,000 | 50,814,000 | 46,404,000 | 44,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,521,000 | 12,813,000 | 21,064,000 | 30,464,000 |
| Interest expense | 457,000 | 971,000 | 1,915,000 | 3,326,000 |
| Net interest income | 5,064,000 | 11,842,000 | 19,149,000 | 27,138,000 |
| Noninterest income | 8,611,000 | 16,367,000 | 22,710,000 | 26,030,000 |
| Noninterest expense | 13,283,000 | 27,963,000 | 41,413,000 | 55,262,000 |
| Provision for loan losses | 0 | 125,000 | 225,000 | 700,000 |
| Pretax income | 392,000 | 121,000 | 221,000 | -2,794,000 |
| Income tax | -46,000 | 258,000 | 297,000 | -650,000 |
| Net income | 438,000 | -137,000 | -76,000 | -2,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,622,000 | 53,914,000 | 54,088,000 | 52,942,000 |
| Total capital | 58,728,000 | 57,156,000 | 57,433,000 | 56,401,000 |
| Risk-weighted assets | 345,996,000 | 411,517,000 | 402,094,000 | 424,517,000 |