Call reports 2021
IXONIA BANK — 2021
What IXONIA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 536,008,000 | 546,659,000 | 552,110,000 | 589,632,000 |
| Total loans | 332,767,000 | 309,143,000 | 289,092,000 | 285,147,000 |
| Allowance for loan losses | 3,060,000 | 3,073,000 | 3,084,000 | 3,095,000 |
| Securities available for sale | 89,905,000 | 79,757,000 | 182,206,000 | 191,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,377,000 | 468,978,000 | 471,133,000 | 511,505,000 |
| Interest-bearing deposits | 371,527,000 | 378,222,000 | 383,793,000 | 418,061,000 |
| Noninterest-bearing deposits | 88,850,000 | 90,756,000 | 87,340,000 | 93,444,000 |
| Equity capital | 57,463,000 | 58,852,000 | 59,094,000 | 58,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,912,000 | 12,309,000 | 17,879,000 | 23,511,000 |
| Interest expense | 695,000 | 1,295,000 | 1,835,000 | 2,351,000 |
| Net interest income | 5,217,000 | 11,014,000 | 16,044,000 | 21,160,000 |
| Noninterest income | 15,394,000 | 27,780,000 | 41,042,000 | 52,410,000 |
| Noninterest expense | 16,873,000 | 33,762,000 | 50,729,000 | 66,210,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,738,000 | 5,211,000 | 6,536,000 | 7,539,000 |
| Income tax | 1,026,000 | 1,355,000 | 1,715,000 | 2,116,000 |
| Net income | 2,712,000 | 3,856,000 | 4,821,000 | 5,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,635,000 | 56,342,000 | 57,011,000 | 57,262,000 |
| Total capital | 58,695,000 | 59,415,000 | 60,095,000 | 60,357,000 |
| Risk-weighted assets | 336,346,000 | 350,820,000 | 338,004,000 | 326,795,000 |