Call reports 2020
IXONIA BANK — 2020
What IXONIA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 396,209,000 | 479,976,000 | 506,536,000 | 522,517,000 |
| Total loans | 237,965,000 | 322,844,000 | 370,596,000 | 321,703,000 |
| Allowance for loan losses | 2,448,000 | 2,669,000 | 2,809,000 | 2,858,000 |
| Securities available for sale | 96,145,000 | 60,218,000 | 58,309,000 | 41,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,947,000 | 399,633,000 | 418,609,000 | 452,308,000 |
| Interest-bearing deposits | 287,207,000 | 320,649,000 | 337,150,000 | 365,582,000 |
| Noninterest-bearing deposits | 53,740,000 | 78,984,000 | 81,459,000 | 86,726,000 |
| Equity capital | 47,292,000 | 50,253,000 | 53,473,000 | 55,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,646,000 | 8,615,000 | 13,515,000 | 19,624,000 |
| Interest expense | 864,000 | 1,761,000 | 2,612,000 | 3,410,000 |
| Net interest income | 2,782,000 | 6,854,000 | 10,903,000 | 16,214,000 |
| Noninterest income | 678,000 | 6,710,000 | 21,922,000 | 37,921,000 |
| Noninterest expense | 3,060,000 | 9,315,000 | 24,457,000 | 42,258,000 |
| Provision for loan losses | 50,000 | 275,000 | 390,000 | 430,000 |
| Pretax income | 702,000 | 4,743,000 | 8,747,000 | 12,337,000 |
| Income tax | 164,000 | 1,290,000 | 2,350,000 | 3,339,000 |
| Net income | 538,000 | 3,453,000 | 6,397,000 | 8,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,658,000 | 45,741,000 | 49,859,000 | 53,379,000 |
| Total capital | 44,106,000 | 48,410,000 | 52,668,000 | 56,237,000 |
| Risk-weighted assets | 300,219,000 | 310,969,000 | 327,375,000 | 328,587,000 |