Call reports 2019
IXONIA BANK — 2019
What IXONIA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 360,543,000 | 363,019,000 | 371,065,000 | 389,451,000 |
| Total loans | 218,804,000 | 227,711,000 | 234,120,000 | 232,885,000 |
| Allowance for loan losses | 2,951,000 | 2,967,000 | 2,973,000 | 2,601,000 |
| Securities available for sale | 96,802,000 | 95,576,000 | 94,108,000 | 94,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,814,000 | 315,293,000 | 321,564,000 | 339,598,000 |
| Interest-bearing deposits | 260,363,000 | 265,183,000 | 272,391,000 | 287,957,000 |
| Noninterest-bearing deposits | 50,451,000 | 50,110,000 | 49,173,000 | 51,641,000 |
| Equity capital | 43,449,000 | 44,692,000 | 45,417,000 | 45,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,660,000 | 7,490,000 | 11,339,000 | 15,012,000 |
| Interest expense | 695,000 | 1,477,000 | 2,295,000 | 3,175,000 |
| Net interest income | 2,965,000 | 6,013,000 | 9,044,000 | 11,837,000 |
| Noninterest income | 489,000 | 1,105,000 | 1,843,000 | 2,979,000 |
| Noninterest expense | 2,776,000 | 5,584,000 | 8,389,000 | 11,287,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 678,000 | 1,514,000 | 2,486,000 | 3,367,000 |
| Income tax | 157,000 | 419,000 | 692,000 | 938,000 |
| Net income | 521,000 | 1,095,000 | 1,794,000 | 2,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,861,000 | 38,971,000 | 39,953,000 | 40,478,000 |
| Total capital | 40,812,000 | 41,938,000 | 42,926,000 | 43,079,000 |
| Risk-weighted assets | 279,056,000 | 285,060,000 | 291,472,000 | 296,745,000 |