Call reports 2018
IXONIA BANK — 2018
What IXONIA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 319,715,000 | 329,792,000 | 347,506,000 | 363,962,000 |
| Total loans | 198,527,000 | 205,144,000 | 210,343,000 | 213,811,000 |
| Allowance for loan losses | 2,895,000 | 2,915,000 | 2,928,000 | 2,930,000 |
| Securities available for sale | 77,286,000 | 80,255,000 | 97,285,000 | 96,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,956,000 | 282,480,000 | 299,615,000 | 312,680,000 |
| Interest-bearing deposits | 226,320,000 | 232,686,000 | 251,140,000 | 255,844,000 |
| Noninterest-bearing deposits | 46,636,000 | 49,794,000 | 48,475,000 | 56,836,000 |
| Equity capital | 40,527,000 | 40,755,000 | 41,262,000 | 42,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,925,000 | 6,028,000 | 9,505,000 | 13,235,000 |
| Interest expense | 415,000 | 892,000 | 1,492,000 | 2,226,000 |
| Net interest income | 2,510,000 | 5,136,000 | 8,013,000 | 11,009,000 |
| Noninterest income | 687,000 | 1,338,000 | 1,999,000 | 2,610,000 |
| Noninterest expense | 2,738,000 | 5,636,000 | 8,370,000 | 11,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 487,000 | 865,000 | 1,669,000 | 2,401,000 |
| Income tax | 135,000 | 234,000 | 457,000 | 647,000 |
| Net income | 352,000 | 631,000 | 1,212,000 | 1,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,129,000 | 35,470,000 | 36,227,000 | 36,965,000 |
| Total capital | 38,024,000 | 38,385,000 | 39,155,000 | 39,895,000 |
| Risk-weighted assets | 256,213,000 | 261,863,000 | 270,396,000 | 275,941,000 |