Call reports 2017
IXONIA BANK — 2017
What IXONIA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 305,021,000 | 306,148,000 | 308,755,000 | 320,835,000 |
| Total loans | 167,065,000 | 174,343,000 | 176,312,000 | 197,729,000 |
| Allowance for loan losses | 2,785,000 | 2,805,000 | 2,846,000 | 2,874,000 |
| Securities available for sale | 90,613,000 | 91,321,000 | 87,829,000 | 85,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,943,000 | 252,719,000 | 254,799,000 | 270,298,000 |
| Interest-bearing deposits | 210,336,000 | 208,947,000 | 210,901,000 | 220,006,000 |
| Noninterest-bearing deposits | 42,607,000 | 43,772,000 | 43,898,000 | 50,292,000 |
| Equity capital | 43,724,000 | 44,145,000 | 44,494,000 | 40,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,347,000 | 4,863,000 | 7,499,000 | 10,305,000 |
| Interest expense | 266,000 | 545,000 | 835,000 | 1,179,000 |
| Net interest income | 2,081,000 | 4,318,000 | 6,664,000 | 9,126,000 |
| Noninterest income | 502,000 | 1,084,000 | 1,647,000 | 1,860,000 |
| Noninterest expense | 2,180,000 | 4,528,000 | 7,015,000 | 9,694,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 411,000 | 881,000 | 1,298,000 | 1,294,000 |
| Income tax | 151,000 | 318,000 | 462,000 | 4,008,000 |
| Net income | 260,000 | 563,000 | 836,000 | -2,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,763,000 | 34,705,000 | 35,171,000 | 34,647,000 |
| Total capital | 37,482,000 | 37,511,000 | 38,004,000 | 37,521,000 |
| Risk-weighted assets | 215,489,000 | 222,438,000 | 224,633,000 | 246,712,000 |