Call reports 2016
IXONIA BANK — 2016
What IXONIA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 294,772,000 | 301,369,000 | 303,441,000 | 314,386,000 |
| Total loans | 154,468,000 | 156,112,000 | 152,624,000 | 159,169,000 |
| Allowance for loan losses | 2,884,000 | 2,805,000 | 2,696,000 | 2,764,000 |
| Securities available for sale | 92,700,000 | 91,512,000 | 90,186,000 | 90,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,407,000 | 251,804,000 | 253,241,000 | 261,965,000 |
| Interest-bearing deposits | 203,435,000 | 205,666,000 | 207,229,000 | 214,883,000 |
| Noninterest-bearing deposits | 41,972,000 | 46,138,000 | 46,012,000 | 47,082,000 |
| Equity capital | 42,776,000 | 43,326,000 | 43,599,000 | 43,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,403,000 | 4,658,000 | 6,962,000 | 9,276,000 |
| Interest expense | 231,000 | 476,000 | 737,000 | 1,007,000 |
| Net interest income | 2,172,000 | 4,182,000 | 6,225,000 | 8,269,000 |
| Noninterest income | 449,000 | 918,000 | 1,556,000 | 2,190,000 |
| Noninterest expense | 2,157,000 | 4,246,000 | 6,374,000 | 8,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 472,000 | 858,000 | 1,436,000 | 1,947,000 |
| Income tax | -12,806,000 | -12,670,000 | -12,460,000 | -12,248,000 |
| Net income | 13,278,000 | 13,528,000 | 13,896,000 | 14,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,003,000 | 33,606,000 | 34,115,000 | 34,044,000 |
| Total capital | 35,627,000 | 36,256,000 | 36,716,000 | 36,716,000 |
| Risk-weighted assets | 205,583,000 | 207,965,000 | 204,106,000 | 209,661,000 |