Call reports 2015
IXONIA BANK — 2015
What IXONIA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 274,848,000 | 278,196,000 | 278,948,000 | 296,982,000 |
| Total loans | 138,866,000 | 140,258,000 | 136,873,000 | 139,446,000 |
| Allowance for loan losses | 4,024,000 | 4,112,000 | 3,760,000 | 3,715,000 |
| Securities available for sale | 99,958,000 | 104,268,000 | 102,856,000 | 110,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,739,000 | 242,944,000 | 244,435,000 | 259,431,000 |
| Interest-bearing deposits | 199,710,000 | 199,606,000 | 202,343,000 | 212,885,000 |
| Noninterest-bearing deposits | 40,029,000 | 43,338,000 | 42,092,000 | 46,546,000 |
| Equity capital | 29,434,000 | 29,119,000 | 29,090,000 | 28,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,928,000 | 3,941,000 | 6,068,000 | 8,206,000 |
| Interest expense | 212,000 | 424,000 | 646,000 | 888,000 |
| Net interest income | 1,716,000 | 3,517,000 | 5,422,000 | 7,318,000 |
| Noninterest income | 515,000 | 1,007,000 | 1,494,000 | 2,003,000 |
| Noninterest expense | 2,300,000 | 4,530,000 | 6,762,000 | 9,080,000 |
| Provision for loan losses | 0 | 0 | -30,000 | -43,000 |
| Pretax income | -68,000 | -5,000 | 185,000 | 285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -68,000 | -5,000 | 185,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,491,000 | 29,555,000 | 29,745,000 | 29,846,000 |
| Total capital | 31,793,000 | 31,884,000 | 32,116,000 | 32,276,000 |
| Risk-weighted assets | 182,439,000 | 184,517,000 | 188,286,000 | 193,127,000 |