Call reports 2014
IXONIA BANK — 2014
What IXONIA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 269,435,000 | 271,458,000 | 269,341,000 | 281,344,000 |
| Total loans | 142,494,000 | 136,998,000 | 134,613,000 | 132,205,000 |
| Allowance for loan losses | 5,317,000 | 4,704,000 | 4,243,000 | 4,215,000 |
| Securities available for sale | 65,228,000 | 75,290,000 | 92,525,000 | 97,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,536,000 | 236,562,000 | 235,051,000 | 242,381,000 |
| Interest-bearing deposits | 198,966,000 | 197,135,000 | 196,774,000 | 203,884,000 |
| Noninterest-bearing deposits | 35,570,000 | 39,427,000 | 38,277,000 | 38,497,000 |
| Equity capital | 28,870,000 | 29,446,000 | 29,362,000 | 29,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,084,000 | 4,141,000 | 6,193,000 | 8,175,000 |
| Interest expense | 203,000 | 407,000 | 618,000 | 832,000 |
| Net interest income | 1,881,000 | 3,734,000 | 5,575,000 | 7,343,000 |
| Noninterest income | 471,000 | 889,000 | 1,377,000 | 1,831,000 |
| Noninterest expense | 2,243,000 | 4,487,000 | 6,737,000 | 9,059,000 |
| Provision for loan losses | 0 | -85,000 | -85,000 | -85,000 |
| Pretax income | 95,000 | 207,000 | 286,000 | 402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 207,000 | 286,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,254,000 | 29,366,000 | 29,445,000 | 29,561,000 |
| Total capital | 31,490,000 | 31,570,000 | 31,671,000 | 31,747,000 |
| Risk-weighted assets | 175,799,000 | 173,818,000 | 176,093,000 | 172,818,000 |