Call reports 2013
IXONIA BANK — 2013
What IXONIA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 284,927,000 | 280,727,000 | 281,972,000 | 278,919,000 |
| Total loans | 165,372,000 | 158,439,000 | 147,226,000 | 146,940,000 |
| Allowance for loan losses | 6,158,000 | 6,415,000 | 6,377,000 | 6,037,000 |
| Securities available for sale | 59,800,000 | 59,266,000 | 70,183,000 | 77,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,761,000 | 247,111,000 | 247,216,000 | 240,716,000 |
| Interest-bearing deposits | 212,306,000 | 212,176,000 | 209,611,000 | 203,468,000 |
| Noninterest-bearing deposits | 39,455,000 | 34,935,000 | 37,605,000 | 37,248,000 |
| Equity capital | 28,911,000 | 28,881,000 | 28,872,000 | 28,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,173,000 | 4,370,000 | 6,510,000 | 8,633,000 |
| Interest expense | 357,000 | 682,000 | 989,000 | 1,264,000 |
| Net interest income | 1,816,000 | 3,688,000 | 5,521,000 | 7,369,000 |
| Noninterest income | 598,000 | 1,232,000 | 1,807,000 | 2,080,000 |
| Noninterest expense | 2,124,000 | 4,317,000 | 6,456,000 | 8,679,000 |
| Provision for loan losses | 240,000 | 490,000 | 590,000 | 297,000 |
| Pretax income | 50,000 | 113,000 | 296,000 | 487,000 |
| Income tax | 0 | 0 | 8,000 | 9,000 |
| Net income | 50,000 | 113,000 | 288,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,677,000 | 28,742,000 | 28,914,000 | 29,104,000 |
| Total capital | 31,236,000 | 31,194,000 | 31,270,000 | 31,445,000 |
| Risk-weighted assets | 201,581,000 | 192,217,000 | 184,487,000 | 183,572,000 |